INFORMATION REGARDING FORECLOSURE SALES

     THE FORCLOSURE COURT FILES are kept in the Circuit Civil Division of the Hardee County Courthouse, 417 West Main Street, Wauchula, Florida.  The office is open to the Public from 8:00 a.m. to 5:00 p.m., Monday through Friday except for legal holidays.

     Court files in which a Foreclosure Sales has been scheduled are available for public inspections at the Hardee County  Courthouse, between the hours of 8:00 a.m. to 5:00 p.m., Monday through Friday except for legal holidays.

     A Notice of Sale for each foreclosure case will be published in a local newspaper.  The Notice will appear and be published once a week for two consecutive weeks.

     YOU MUST DO YOUR  OWN RESEARCH FOR THE PROPERTY INVOLVED.  The Circuit Civil Clerks use only the legal description.  However, with this description you may obtain street address information at the PROPERTY APPRAISER'S OFFICE 315 North 6th Avenue Room, 103, Wauchula, Florida.

     Property improvements, if any, are on record in the Property Appraiser's Office at the above said address.

     The status of county property taxes can only be obtained through the Tax Collector's Office, 315 North 6th Avenue, Room 102, Wauchula, Florida.

     The Clerk's Office assumes no responsibility for any encubrances (judgments, mortgages, taxes, AND OTHER LIENS) on any property offered for sale.  It is in your best interest to have a title search completed by an attorney or title company.  However, you may search the Official Records in Room 105 at the Hardee County Courthouse.

     Legal action may become necessary in order to obtain possession of the property, therefore, until this is granted by the Court, you may not have access to the property without the permission of the owner.

     Be sure the personal property offered for sales will be available to you after title is issued.  The Clerk's Office assumes no responsibility for the availablity of any personal property offered for sale.

     The foreclosure sales may be held any weekday at 11:00 a.m., on the north front steps of the Hardee County Courthouse located at 417 West Main Street, Wauchula, Florida.

     At the sale, bidding is done in increments of $100.00 or more.

     The purchaser of property will be issued a deed called a CERTIFICATE OF TITLE.  This deed contains NO WARRANTIES.

TERMS OF FORECLOSURE SALE

     THE TERMS OF THE CLERK'S SALE, UNLESS OTHERWISE SPECIFIED BY THE FINAL JUDGMENT, ARE AS FOLLOWS:

     Immediately after each final bid, the successful bidder shall report to the Clerk of Courts Office Room 202 at the Hardee County Courthouse and post with the Clerk a non-refundable deposit equal to 5% of the final bid in cash, cashier's check or money order drawn on United States banks only.

     If the deposit is not made immediately, the bidding will be re-opened with the second highest bid.

     By 2:00 p.m. on the same date the successful bidder must pay the balance of his/her bid, plus the Clerk's fee, revenue stams and statutory fee to the Clerk's office.  These amounts must be paid by cash, cashier's check or money order  drawn on United States banks only.

     All bids must be submitted in increments of not less than $100.00.  You must state the full amount each time  you submit a bid.

     If you fail to make the deposit or full payment timely, you may be required to deposit cash in advance for all future sales at which you plan to bid.

     The Clerk's Office is not responsible for any encumbrances remaining against the property or for the availability of personal property.

     Any objections to the sale must be submitted directly to the Circuit Civil Department, Hardee County  Courthouse, within (10) days from the date of sale.

  Any person disrupting the sale or not honoring the terms could be found in Contempt of Court.

     NOTE:  SALE WILL NOT BE HELD UNLESS PROOF OF PUBLICATION HAS BEEN FILED  PRIOR TO 11:00 A.M.

     The Certificate of Title will be recorded on the eleventh day after the sale.  The parties have ten days to object to the sale.  If the tenth day is a non-business day then the next business day will be treated as the tenth day.  If objections are filed, the Judge will rule at a hearing as to whether or not a deed is to be issued.  If the defendant filed bankruptcy, the Clerk will be prohibited from issuing a Title or taking any actoin pending futher Order of the Court.

   Acquaint yourself with the TERMS OF SALE.

FOR LEGAL ADVICE, CONSULT AN ATTORNEY!

PLEASE DO NOT ASK THE CLERKS FOR LEGAL ADVICE AS THEY ARE NOT QUALIFIED TO ANSWER ANY LEGAL QUESTIONS.

 FORECLOSURE SALE DATES